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Can't sign PDF that has Submit button

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A client has a loan application that they've saved as a fillable PDF form that they post on their web site. I'm helping them make it so their customers can save it on the customer's computer after filling it out using Adobe Reader. I also added a Submit button that sends it by secure email to the client. But something about the Submit button makes it so the customer can no longer sign the application using the Sign button in Adobe Reader. Instead, a warning appears in the right-side pane that says...

"The security settings on this document prevent adding text and/or placing a signature on it from Adobe Reader. To fill and sign this document you need to print it out."

Anyone know how to change that so it can be signed while still being savable and submittable in Adobe Reader?


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